Top Tips to Help You Get a Great Van Insurance Quote
We understand that taking out van insurance can be time-consuming and confusing, so we have put together some tips to help you get to grips with it and hopefully help you to get a quote suitable to your needs and at the right price too!
First things first…
There are different types of insurance available on the market but it’s all about finding the right cover for your specific needs. If you own a van it is most likely that you will need a Commercial Insurance policy but Private Insurance might be considered. Private Insurance, can be quite difficult to obtain and is strictly for personal van use and it is also occupation specific. Commercial Insurance would be the most popular option which is designed for business use. It covers you for use of your van for work, transporting goods for work, driving to and from work, deliveries, etc.
What additional extras are a must?
Now you know the type of insurance you need, you have to figure out what additional extras are a must?
Although we do recommend protecting your no claims bonus, it is an additional cost. We recommend that you only choose to have a protected no claims bonus if you really need it, as it may increase your premium. Something else to consider, do you need Open Drive? Some van insurance policies allow for additional drivers to be added as opposed to opting for an open drive policy. It might save you some money by only adding the drivers you know you need?
Increase the excess
If this isn’t your first rodeo and you have been claim-free for some time now, why not think about changing the excess on your policy. The excess is the amount you are prepared to pay on any claim on your policy. Usually, if you increase your excess it will reduce the premium.
Go to your local broker
If you’re looking for a low-cost insurance premium, then we highly recommend contacting one of our advisers at Hastings Insurance. Our team can help you seek out a great deal. We have a pool of motor insurers that we can access to make sure you are getting the best value for your money!
Our experts are on hand waiting to get you a quote you won’t be able to resist. You can call us today on 0818-911-222 or send us an enquiry here and we will be back to you asap.