Business are increasingly coming under attack from cyber criminals. Cyber Insurance is a type of cover designed to protect businesses from threats such as data breaches or malicious cyber hacks on its IT systems and networks.
First party cover may include breach response costs, recovery of data and restoration of IT systems, financial crime and fraud, business interruption, extortion by hackers and notification costs
Third party coverages (i.e. where claims are made against the business) may include damages and settlements and the costs of defending the business against claims involving a GDPR breach.
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