It’s hard to keep going when an illness or accident prevents you from working and earning an income. Income Protection can replace up to 75% of your income less any social welfare payments when you’re off work due to illness or injury. It helps you stay on top of the bills that matter: mortgage payments, car loans, utility bills and more if you were unable to work. Income Protection allows you to focus on your recovery.
Illness, injury or disability can happen at any time. With medical advances, thankfully people are more likely to survive serious illnesses but this means that more people are likely to take prolonged periods off work for treatment and recovery. This could have a huge financial impact. The average Income Protection claim lasts 5 years*. Could you cope without an Income for that long?
Whether you are an employee, self-employed or a company director you should strongly consider protecting your income.
*5 years was the average duration of claim for Income Protection paid by Aviva Life & Pension in 2021.