Mortgages don’t need to be so complicated. That’s why our aim is to simplify the mortgage process while working to get you the best deal.
First Time Buyer
Dreaming of your first home? Do you plan to purchase or build? Hastings Insurance will make this process simple and stress free. Let’s make your dream a reality.
Mortgages for Public Sector Employees
At Hastings Insurance we are in a position to apply for a mortgage on your behalf with additional benefits because you are employed by the government. Some of the benefits may include, calculating your pay scale two steps above your current rate, taking 100% of bonuses, overtime and shift allowance in to consideration and any other additional income you may receive from your employment. This is unique as most lenders will not consider any additional income and will only take basic salary into account. This gives you the ability to apply for a greater mortgage amount and achieve your goal of owning your dream house.
Lending Criteria, Terms and Conditions Apply.
Are you thinking of moving home? Have you outgrown your current house? Hastings Insurance will find the most suitable package for you.
Have you been thinking about investing in rental property? Hastings Insurance will research and evaluate the options available to you.
Do you want to purchase a holiday home in Ireland? Are you living abroad and wish to have a house in Ireland for when you come home? Hastings Insurance will provide the best mortgage solutions for your circumstances.
Are you looking to release equity on your mortgage? Do you feel you are paying too much on your current mortgage repayments? Hastings Insurance will compare lenders rates to ensure you are getting the best deal available.
The difference between a low variable rate and a high variable rate could save you €83,983.20* of interest over the term of a 35 year mortgage.
*€83,983.20 is the difference in interest paid between a 3.15% APR* and 4.5% APR* mortgage of €250,000 over a 35 year mortgage.(*Annual Percentage Rate). Lending criteria, terms and conditions apply. The above examples are used for illustration purposes only. The rates given are correct as at 01/01/2022. Fixed rates are available upon request. Other 3rd party charges may arise in the processing of the application.
WARNING: If you do not keep up your repayments you may lose your home.
WARNING: You may have to pay charges if you pay off a fixed-rate loan early.
WARNING:The cost of your monthly repayments may increase.
WARNING:If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Hastings (Westport) Ltd is registered as a Mortgage Intermediary authorised under the Consumer Credit Act, and as a Mortgage Credit Intermediary under the European Union (Consumer Mortgage Credit Agreements) Regulations 2016.
David Flannelly Holdings Ltd is registered as a Mortgage Intermediary authorised under the Consumer Credit Act, and as a Mortgage Credit Intermediary under the European Union (Consumer Mortgage Credit Agreements) Regulations 2016.