This cover can prove vital if you are diagnosed with a specified serious illness. You may be unable to work for 1-2 years, or even longer, and serious illness cover can help with the financial strain of being out of work, while you recover.
Serious Illness insurance pays you a tax-free lump sum if you are diagnosed with one of the specified illnesses on your policy. This is cover for the living. It is sometimes known as specified illness cover or critical illness cover.
Serious Illness is usually packaged with a life assurance policy to reduce costs.
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